As of January 1 2013, in Ontario, Workplace Safety Insurance Board coverage is required by law, Bill 119, for almost all people working in the construction sector. For the first time, that includes business owners, who likely have private insurance. Now these independent operators, sole proprietors, partners in a partnership and executive officers without workers (general contractors) need WSIB coverage as well and it’s much more comprehensive than any private insurance.
WSIB coverage provides benefits that private insurance often does not. With the WSIB, coverage provides:
In addition, those covered by the WSIB are part of the health and safety prevention system, and the corresponding educational and training supports provided to the construction sector by the Infrastructure Health and Safety Association. WSIB coverage will allow you to benefit from these services.